LUMP SUM DEPOSITS COMPARED
AIB, EBS, PERMANENT TSB
INSTANT ACCESS ACCOUNTS






Below we list the results of a recent survey undertaken by The National Consumer Agency, detailing the returns on a lump sum deposit of € 10,000, deposited under instant access terms.

Company / Product Name	AER	Gross interest earned in 12 months
AIB AIB Demand Deposit	0.05%	€ 5.00
AIB Direct Deposit Access	0.75%	€ 75.00
Bank of Ireland Demand Deposit	0.01%	€ 1.00
EBS Limited High Yield Access	0.75%	€ 75.00
EBS Limited Instant Access	0.03%	€ 3.00
Ireland State Savings Ordinary Deposit Account	0.25%	€25.00
KBC Demand	0.75%	€ 75.00
KBC Smart Access Demand	2.0%	€200.00
Nationwide UK (Ireland) Easy Access Savings	1.5%	€ 150.00
Permanent TSB Demand Bonus Booster	1.25%	€ 125.00
Permanent TSB Demand Deposit Account	0.01%	€1.00
Permanent TSB Online Instant Account	2.0%	€ 200.00
RaboDirect Demand Deposit Account	1.75%	€ 175.00
Ulster Bank Direct Saver	1.25%	€125.00
Ulster Bank eSavings	0.25%	€ 25.00
Ulster Bank Loyalty Saver	1.2%	€ 120.00

The interest rates quoted above are inclusive of deposit interest retention tax (DIRT). These figures are based on those provided on the National Consumer Agency website.

The information provided above is liable to change at any time. All information supplied by IrishHouses.ie is subject to errors & omissions and does not constitute legal, investment or any other form of advice. Always obtain independent professional advice for your own particular situation.

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