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COMPARE CURRENT ACCOUNTS:
BANK INTEREST & OVERDRAFT RATES

How much can you gain in credit interest rates and how much would an approved overdraft cost you?

Below we list the fees and credit interest rates of some Irish banks

Please remember that each bank may have different terms and conditions and that before setting up an account you should study very carefully the banks literature regarding fees and charges.
Note especially the approved overdraft fees, which as you can see below, can be substantial.

The figures listed below are subject to change at any time.

All information provided by IrishHouses.ie is for general guidance only, subject to errors and omissions and does not constitute investment, tax, legal or other form of advice. Always obtain independent, professional advice for your own particular situation.

This summary was written on 18/2/12.

Current Accounts

Bank Account Name Interest Rate Overdraft Rate Benefits
National Irish Bank Easy Plus 0.75%
Unlimited		 10.25% Internet Banking
Fee Free Banking
Allied Irish Bank Personal Account 0.25%
Limit
€ 1000		 11.95% Internet Banking
Fee Free Banking
eStatement
Bank of Ireland Golden Years 0.25%
Limit
€ 1500		 15.40% Internet Banking
Fee Free Banking
Ulster Bank uFirst Current 0.15%
Unlimited		 14.55% Internet Banking
Fee Free Banking
eStatement
National Irish Bank Easy Account 0.00% 11.00% Internet Banking
Fee Free Banking
Permanent TSB Current 0.00% 13.60% Internet Banking
Fee Free Banking
eStatement
Ulster Bank Standard 0.00% 14.55% Internet Banking
Fee Free Banking
eStatement
Bank of Ireland Standard 0.00% 15.90% Internet Banking
Fee Free Banking
eStatement




The Bank of Ireland golden years current account applies to customers aged 60 or over, and does not incur transaction fees.

Sources for this summary include the bank websites mentioned above as well as the price comparison website bonkers.ie.




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