Mortgage Advice: Allied Irish Bank Mortgage Packages
This article is written as a guide only. For the latest Allied Irish Bank Mortgage offers, and the terms and conditions attaching, you should check their website.
As of 15/8/09, the Allied Irish Bank website contained the following information regarding mortgage packages available.
Three types of mortgage are on offer:
First Time Buyer Mortgage
This mortgage offers up to 92% finance, flexible repayment options including 3 months deferred start ( where you make no repayments whatsoever for the first 3 months and the interest is simply added to your loan) or interest only and 20% introductory discount for first time buyers with home insurance from AIB.
AIB also offers a Parental Support Mortgage in which, if your income on its own is not enough to secure a mortgage, the Parental Mortgage allows a parent to provide a guarantee or become a co-party to the loan.
Owner Occupier Mortgage offers flexible repayment options such as interest only or 3 months deferred start, and there is a maximum of 92% finance available.
Residential Buy-to-Let Mortgage
Up to 75% finance available. Mortgage repayment terms of up to 25 years. Flexible repayment options* available such as Interest Only Repayment terms of up to 25 years (Considered where appropriate)
Please remember, as with all mortgages, your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. The lender may adjust the payment rates on a housing loan from time to time and you may have to pay charges if you pay off a fixed rate loan early.
This website has no connection or association with Allied Irish Bank and this article is only intended as a general guide. You should consult your mortgage broker, estate agent or Allied Irish Bank directly for the latest information and the exact terms and conditions involved.
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